Terms of Service

Effective Date: September 8, 2025

Welcome to CrossoverCapitol.com (the “Site”), owned and operated by Carl Oscar Sherman Sr. (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of this Site, any related content, and any services offered through it. By visiting, accessing, or using the Site, you agree to be legally bound by these Terms. If you do not agree, you must discontinue use of the Site immediately.

1. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use this Site.

By using the Site, you represent and warrant that you meet these requirements. If you are under 18, you may only use the Site with the involvement of a parent or guardian.

2. Purpose of the Site

The Site exists to provide information about the book Cross Over Capitol, related resources, events, community updates, and to allow users to subscribe to newsletters, purchase materials, and participate in community discussions or programs.

3. Intellectual Property Rights

All materials on the Site—including but not limited to text, images, graphics, videos, audio clips, downloads, designs, logos, and trademarks—are owned by Carl Oscar Sherman Sr. or licensed to us.

Content is protected by U.S. and international copyright, trademark, and intellectual property laws.

You may access, view, and print content solely for personal, non-commercial use.

You may not reproduce, republish, distribute, modify, or create derivative works without our prior written consent.

4. User Accounts (If Applicable)

To access certain features (such as event registration, courses, or exclusive content), you may be required to create an account.

You are responsible for maintaining the confidentiality of your login information and for all activities under your account.

You must notify us immediately of any unauthorized access or security breach.

5. Newsletter and Email Communications

By providing your email address, you consent to receive newsletters, announcements, and promotional materials.

You may unsubscribe at any time by clicking the “unsubscribe” link in any email or by contacting us.

We are committed to protecting your information. Please see our Privacy Policy for details.

6. Purchases, Payments, and Refunds

If the Site offers products, courses, memberships, or event registrations, you agree to provide accurate and complete billing information.

Payments are processed through third-party payment processors, and by making a purchase, you agree to their terms and policies.

Unless otherwise stated in the offer, all sales are final. Refunds may only be granted at our discretion or as required by law.

7. Community Guidelines (If Applicable)

If the Site provides opportunities for user comments, discussions, or community engagement, you agree that you will not:

Post unlawful, defamatory, obscene, or harmful content.

Harass, threaten, or infringe upon the rights of others.

Upload or share any viruses, malware, or harmful code.

Use the community space for commercial solicitations or spam.

We reserve the right to moderate, edit, or remove any content that violates these guidelines.

8. Third-Party Links and Services

Our Site may include links to third-party websites, services, or resources. These are provided for your convenience only.

We do not control and are not responsible for the content, policies, or practices of third-party sites.

Accessing these links is at your own risk.

9. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not warrant that the Site will be error-free, uninterrupted, or secure, or that results obtained from use will be accurate or reliable.

Any reliance on the Site or its content is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law:

Carl Oscar Sherman Sr., its affiliates, officers, employees, or partners shall not be liable for any damages, whether direct, indirect, incidental, consequential, or punitive, arising out of your use of or inability to use the Site.

This includes, but is not limited to, loss of profits, data, goodwill, or other intangible losses.

11. Indemnification

You agree to indemnify, defend, and hold harmless Carl Oscar Sherman Sr., its affiliates, employees, contractors, and partners from and against any claims, damages, liabilities, costs, or expenses arising from:

Your violation of these Terms;

Your use or misuse of the Site;

Your violation of any law or third-party rights.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws principles.

Any dispute arising out of or related to these Terms shall first be attempted to be resolved informally. If unresolved, disputes shall be submitted to binding arbitration under Texas.

By using the Site, you waive your right to participate in class action lawsuits or class-wide arbitration.

13. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms or engaged in harmful behavior.

14. Changes to These Terms

We may update or modify these Terms at any time. Changes will be effective immediately upon posting to this page, with the revised effective date. Continued use of the Site after changes constitutes acceptance.

15. Entire Agreement

These Terms, together with our Privacy Policy, represent the entire agreement between you and Carl Oscar Sherman Sr. regarding your use of the Site, and supersede any prior agreements or understandings.